:root{--bg:#0e1a2b;--bg-accent:#13294b;--card:#fff;--text:#0e1a2b;--muted:#5b6b82;--border:#dfe6ef;--primary:#1f6feb;--primary-hover:#1a5fd0;--primary-contrast:#fff;--danger:#c0392b;--success:#1e874b;--ring:#1f6feb59;--radius:14px;--app-bg:#f5f7fb;--surface:#fff;--surface-sunken:#f8fafc;--ink-muted:#8a94a6;--status-good-bg:#eafaf0;--status-good-ink:#0f6b34;--status-warning-bg:#fff6e0;--status-warning-ink:#8a5a00;--status-critical-bg:#fdecea;--status-critical-ink:#a52b1f;--status-info-bg:#eef4ff;--status-info-ink:#1a5fd0;--status-neutral-bg:#f1f4f9;--status-neutral-ink:#5b6b82}*{box-sizing:border-box}html,body{margin:0;padding:0}body{min-height:100vh;color:var(--text);background:var(--app-bg);-webkit-font-smoothing:antialiased;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif}.auth-shell{background:radial-gradient(1200px 600px at 15% -10%, var(--bg-accent), transparent), linear-gradient(160deg, var(--bg), #0a1422);place-items:center;min-height:100vh;padding:24px;display:grid}.auth-card{background:var(--card);border-radius:var(--radius);width:100%;max-width:420px;padding:32px;box-shadow:0 24px 60px #050c1959}.brand{align-items:center;gap:10px;margin-bottom:24px;display:flex}.brand-mark{background:linear-gradient(135deg, var(--primary), #4f9bff);color:#fff;border-radius:9px;place-items:center;width:36px;height:36px;font-weight:700;display:grid}.brand-name{letter-spacing:.2px;font-size:15px;font-weight:700}.brand-sub{color:var(--muted);font-size:12px}h1{margin:0 0 6px;font-size:22px}.subtitle{color:var(--muted);margin:0 0 24px;font-size:14px;line-height:1.5}.channel-toggle{background:#f1f4f9;border-radius:10px;grid-template-columns:1fr 1fr;gap:6px;margin-bottom:20px;padding:4px;display:grid}.channel-toggle button{color:var(--muted);cursor:pointer;background:0 0;border:0;border-radius:8px;padding:9px 12px;font-size:14px;font-weight:600;transition:background .15s,color .15s}.channel-toggle button[aria-pressed=true]{background:var(--card);color:var(--text);box-shadow:0 1px 3px #050c1926}label{margin-bottom:8px;font-size:13px;font-weight:600;display:block}input{border:1px solid var(--border);border-radius:10px;outline:none;width:100%;padding:12px 14px;font-family:inherit;font-size:15px;transition:border-color .15s,box-shadow .15s}input:focus{border-color:var(--primary);box-shadow:0 0 0 4px var(--ring)}.btn{cursor:pointer;background:var(--primary);width:100%;color:var(--primary-contrast);border:0;border-radius:10px;margin-top:18px;padding:12px 16px;font-size:15px;font-weight:600;transition:background .15s,opacity .15s}.btn:hover:not(:disabled){background:var(--primary-hover)}.btn:disabled{opacity:.55;cursor:not-allowed}.btn-link{color:var(--primary);cursor:pointer;background:0 0;border:0;padding:0;font-size:14px;font-weight:600}.btn-link:disabled{color:var(--muted);cursor:not-allowed}.otp-inputs{justify-content:space-between;gap:8px;margin:8px 0 4px;display:flex}.otp-inputs input{text-align:center;width:48px;height:56px;padding:0;font-size:22px;font-weight:600}.message{border-radius:8px;margin-top:16px;padding:10px 12px;font-size:13px;line-height:1.4}.message.error{color:var(--danger);background:#fdecea}.message.info{color:var(--primary-hover);background:#eef4ff}.message.success{color:var(--success);background:#eafaf0}.meta-row{color:var(--muted);justify-content:space-between;align-items:center;margin-top:18px;font-size:13px;display:flex}.dev-code{color:var(--muted);text-align:center;margin-top:14px;font-size:12px}.dev-code code{color:var(--text);letter-spacing:2px;background:#f1f4f9;border-radius:6px;padding:2px 8px;font-size:13px}.footer-note{color:var(--muted);text-align:center;margin-top:22px;font-size:12px;line-height:1.5}.demo-accounts{border:1px dashed var(--border);background:#f8fafc;border-radius:10px;margin-top:22px;padding:12px}.demo-accounts-title{text-transform:uppercase;letter-spacing:.6px;color:var(--muted);margin-bottom:8px;font-size:11px;font-weight:700}.demo-account{cursor:pointer;width:100%;color:var(--text);background:0 0;border:0;border-radius:7px;justify-content:space-between;align-items:center;padding:7px 8px;font-family:inherit;font-size:13px;display:flex}.demo-account:hover{background:#eef4ff}.demo-account-id{font-weight:600}.demo-account-code{color:var(--muted);font-variant-numeric:tabular-nums;letter-spacing:1px}.app{grid-template-columns:258px minmax(0,1fr);min-height:100vh;display:grid}.app-nav{background:var(--surface);border-right:1px solid var(--border);flex-direction:column;align-self:start;gap:22px;height:100vh;padding:22px 16px;display:flex;position:sticky;top:0}.nav-brand{color:inherit;align-items:center;gap:10px;padding:0 8px;text-decoration:none;display:flex}.nav-brand .brand-name,.nav-brand .brand-sub{display:block}.nav-list{flex-direction:column;gap:2px;margin:0;padding:0;list-style:none;display:flex}.nav-item{color:var(--muted);border-radius:9px;align-items:center;gap:10px;padding:9px 10px;font-size:14px;font-weight:500;text-decoration:none;transition:background .15s,color .15s;display:flex}.nav-item:hover{background:var(--surface-sunken);color:var(--text)}.nav-item.is-active{background:var(--status-info-bg);color:var(--primary-hover);font-weight:600}.nav-item.is-soon{color:var(--ink-muted);cursor:default}.nav-item.is-soon:hover{color:var(--ink-muted);background:0 0}.nav-icon{flex:0 0 20px;place-items:center;display:grid}.nav-icon svg{width:20px;height:20px}.nav-badge{text-transform:uppercase;letter-spacing:.5px;color:var(--ink-muted);background:var(--surface-sunken);border:1px solid var(--border);border-radius:999px;margin-left:auto;padding:2px 7px;font-size:10px;font-weight:700}.nav-foot{color:var(--ink-muted);margin:auto 0 0;padding:0 10px 34px;font-size:11px;line-height:1.5}.app-body{flex-direction:column;min-width:0;display:flex}.app-topbar{z-index:5;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--border);background:#ffffffe0;justify-content:flex-end;align-items:center;gap:14px;padding:12px 32px;display:flex;position:sticky;top:0}.topbar-account{flex-direction:column;align-items:flex-end;min-width:0;line-height:1.35;display:flex}.account-channel{text-transform:uppercase;letter-spacing:.5px;color:var(--ink-muted);font-size:11px;font-weight:600}.account-id{color:var(--text);overflow-wrap:anywhere;font-size:13px;font-weight:600}.btn-compact{border:1px solid var(--border);background:var(--surface);color:var(--text);cursor:pointer;white-space:nowrap;border-radius:9px;padding:8px 14px;font-family:inherit;font-size:13px;font-weight:600;transition:background .15s,border-color .15s}.btn-compact:hover:not(:disabled){background:var(--surface-sunken);border-color:var(--ink-muted)}.btn-compact:disabled{opacity:.55;cursor:not-allowed}.app-content{width:100%;max-width:1180px;padding:28px 32px 64px}.page-head{margin-bottom:24px}.page-title{letter-spacing:-.2px;margin:0 0 4px;font-size:26px;font-weight:700}.page-sub{color:var(--muted);margin:0;font-size:14px}.section{margin-top:32px}.section-head{margin-bottom:14px}.section-title{margin:0;font-size:16px;font-weight:700}.section-sub{color:var(--muted);margin:3px 0 0;font-size:13px}.empty{color:var(--muted);background:var(--surface);border:1px dashed var(--border);border-radius:12px;margin:0;padding:20px;font-size:14px}.unit{color:var(--muted);margin-left:1px;font-size:.8em;font-weight:500}.muted-small{color:var(--ink-muted);font-size:11px;font-weight:600}.link-strong{color:var(--primary);font-size:13px;font-weight:600;text-decoration:none}.link-strong:hover{text-decoration:underline}.kpi-row{grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px;display:grid}.stat-tile{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:16px 18px}.stat-label{text-transform:uppercase;letter-spacing:.5px;color:var(--ink-muted);font-size:12px;font-weight:600}.stat-value{letter-spacing:-.5px;margin-top:8px;font-size:30px;font-weight:700;line-height:1.15}.stat-foot{color:var(--muted);margin-top:6px;font-size:12px;line-height:1.45}.foot-attention{color:var(--status-warning-ink);font-weight:600}.pill{white-space:nowrap;border-radius:999px;align-items:center;gap:5px;padding:3px 9px;font-size:12px;font-weight:600;display:inline-flex}.pill-glyph{font-size:10px;line-height:1}.pill-good{background:var(--status-good-bg);color:var(--status-good-ink)}.pill-warning{background:var(--status-warning-bg);color:var(--status-warning-ink)}.pill-critical{background:var(--status-critical-bg);color:var(--status-critical-ink)}.pill-info{background:var(--status-info-bg);color:var(--status-info-ink)}.pill-neutral{background:var(--status-neutral-bg);color:var(--status-neutral-ink)}.policy-grid{grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:14px;display:grid}.policy-card{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:18px}.policy-head{align-items:flex-start;gap:11px;display:flex}.policy-icon{background:var(--status-info-bg);height:34px;color:var(--primary-hover);border-radius:9px;flex:0 0 34px;place-items:center;display:grid}.policy-icon svg{width:20px;height:20px}.policy-head-text{flex:1;min-width:0}.policy-kind{margin:0;font-size:15px;font-weight:700}.policy-number{color:var(--muted);font-variant-numeric:tabular-nums;margin:1px 0 0;font-size:12px}.policy-insured{margin:14px 0 0;font-size:14px;font-weight:500}.policy-carrier{color:var(--muted);margin:2px 0 0;font-size:12px}.policy-facts{border-top:1px solid var(--border);grid-template-columns:1fr 1fr;gap:12px;margin:16px 0 0;padding:14px 0 0;display:grid}.policy-facts dt{text-transform:uppercase;letter-spacing:.5px;color:var(--ink-muted);font-size:11px;font-weight:600}.policy-facts dd{margin:3px 0 0;font-size:15px;font-weight:600}.meter{margin-top:16px}.meter-track{background:#dce8fa;border-radius:999px;height:6px;overflow:hidden}.meter-fill{background:var(--primary);border-radius:999px;height:100%}.meter-label{color:var(--muted);margin:7px 0 0;font-size:12px}.policy-coverages{border-top:1px solid var(--border);margin-top:14px;padding-top:12px}.policy-coverages summary{color:var(--primary);cursor:pointer;align-items:center;gap:7px;font-size:13px;font-weight:600;display:flex}.coverage-count{color:var(--status-info-ink);background:var(--status-info-bg);border-radius:999px;padding:1px 7px;font-size:11px;font-weight:700}.policy-coverages ul{flex-direction:column;gap:9px;margin:12px 0 0;padding:0;list-style:none;display:flex}.policy-coverages li{justify-content:space-between;align-items:baseline;gap:14px;font-size:13px;display:flex}.coverage-label{color:var(--muted)}.coverage-limit{text-align:right;font-variant-numeric:tabular-nums;font-weight:600}.coverage-ded{color:var(--muted);font-variant-numeric:normal;font-weight:500}.panel-row{grid-template-columns:repeat(auto-fit,minmax(340px,1fr));gap:14px;margin-top:32px;display:grid}.panel{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:18px}.panel-head{justify-content:space-between;align-items:center;gap:12px;margin-bottom:4px;display:flex}.panel-title{margin:0;font-size:15px;font-weight:700}.panel-count{color:var(--ink-muted);font-size:12px;font-weight:600}.list{margin:0;padding:0;list-style:none}.list-item{border-bottom:1px solid var(--border);align-items:center;gap:11px;padding:13px 0;display:flex}.list-item:last-child{border-bottom:0;padding-bottom:0}.doc-icon{background:var(--surface-sunken);height:32px;color:var(--muted);border-radius:8px;flex:0 0 32px;place-items:center;display:grid}.doc-icon svg{width:18px;height:18px}.list-main{flex-direction:column;flex:1;gap:2px;min-width:0;display:flex}.list-title{font-size:14px;font-weight:600}.list-sub{color:var(--muted);font-size:12px}.list-side{flex:none}.section-head-row{justify-content:space-between;align-items:flex-start;gap:16px;display:flex}.coverage-grid{grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:16px;display:grid}.coverage-card{background:var(--surface);border:1px solid var(--border);border-radius:12px;flex-direction:column;display:flex;overflow:hidden}.coverage-head{background:var(--status-info-bg);align-items:flex-start;gap:13px;padding:18px;display:flex}.coverage-icon{background:var(--surface);height:40px;color:var(--primary);border-radius:10px;flex:0 0 40px;place-items:center;display:grid}.coverage-icon svg{width:22px;height:22px}.coverage-head-text{min-width:0}.coverage-title{letter-spacing:-.1px;margin:0;font-size:18px;font-weight:700}.coverage-summary{color:var(--muted);margin:5px 0 0;font-size:13px;line-height:1.5}.coverage-body{flex-direction:column;flex:1;padding:18px;display:flex}.coverage-rationale{background:var(--surface-sunken);border-radius:10px;align-items:flex-start;gap:9px;margin:0;padding:12px 13px;font-size:13px;line-height:1.5;display:flex}.rationale-icon{color:var(--primary);flex:0 0 16px;margin-top:1px}.rationale-icon svg{width:16px;height:16px;display:block}.benefit-list{flex-direction:column;gap:10px;margin:16px 0 20px;padding:0;list-style:none;display:flex}.benefit-list li{align-items:flex-start;gap:9px;font-size:13.5px;line-height:1.45;display:flex}.benefit-check{color:var(--status-good-ink);flex:0 0 16px;margin-top:1px}.benefit-check svg{width:16px;height:16px;display:block}.coverage-cta{background:var(--primary);color:var(--primary-contrast);border-radius:10px;justify-content:center;align-items:center;gap:10px;margin-top:auto;padding:13px 16px;font-size:14.5px;font-weight:600;text-decoration:none;transition:background .15s;display:flex}.coverage-cta:hover{background:var(--primary-hover)}.coverage-cta strong{font-weight:700}.cta-arrow{font-size:15px;line-height:1}.teaser-row{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px;display:grid}.teaser-card{background:var(--surface);border:1px solid var(--border);color:inherit;border-radius:12px;align-items:flex-start;gap:12px;padding:16px;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:flex}.teaser-card:hover{border-color:var(--primary);box-shadow:0 2px 10px #1f6feb1f}.teaser-icon{background:var(--status-info-bg);height:34px;color:var(--primary);border-radius:9px;flex:0 0 34px;place-items:center;display:grid}.teaser-icon svg{width:20px;height:20px}.teaser-text{flex-direction:column;gap:3px;min-width:0;display:flex}.teaser-title{font-size:14px;font-weight:700}.teaser-rationale{color:var(--muted);font-size:12.5px;line-height:1.45}.agency-grid{grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);align-items:start;gap:16px;display:grid}.agency-side{flex-direction:column;gap:16px;display:flex}.agency-card{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:18px}.agency-head{border-bottom:1px solid var(--border);align-items:center;gap:13px;padding-bottom:16px;display:flex}.agency-mark{background:var(--status-info-bg);height:44px;color:var(--primary);letter-spacing:-.3px;border-radius:11px;flex:0 0 44px;place-items:center;font-size:16px;font-weight:800;display:grid}.agency-name{letter-spacing:-.2px;margin:0;font-size:19px;font-weight:700}.agency-tagline{color:var(--muted);margin:4px 0 0;font-size:13px;line-height:1.45}.agency-card-title{margin:0;font-size:15px;font-weight:700}.agency-card-sub{color:var(--muted);margin:5px 0 0;font-size:13px;line-height:1.5}.contact-list{margin:0;padding:0}.contact-row{border-bottom:1px solid var(--border);grid-template-columns:128px minmax(0,1fr);align-items:baseline;gap:16px;padding:14px 0;display:grid}.contact-row:last-child{border-bottom:0;padding-bottom:0}.contact-term{color:var(--muted);align-items:center;gap:9px;font-size:13px;font-weight:600;display:flex}.contact-icon{color:var(--primary);flex:0 0 18px}.contact-icon svg{width:18px;height:18px;display:block}.contact-value{margin:0;font-size:14.5px;line-height:1.5}.contact-value a{color:var(--text);border-bottom:1px solid #0000;text-decoration:none}.contact-value a:hover{color:var(--primary);border-bottom-color:currentColor}.address-line{display:block}.social-list{flex-direction:column;gap:10px;margin:14px 0 0;padding:0;list-style:none;display:flex}.social-link{border:1px solid var(--border);color:inherit;border-radius:10px;align-items:center;gap:12px;padding:11px 13px;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:flex}.social-link:hover{border-color:var(--primary);box-shadow:0 2px 10px #1f6feb1f}.social-glyph{color:#fff;border-radius:9px;flex:0 0 34px;place-items:center;height:34px;display:grid}.social-glyph svg{width:20px;height:20px}.social-glyph.is-instagram{background:linear-gradient(45deg,#f9a03f 0%,#d6266f 52%,#7b3ff2 100%)}.social-glyph.is-facebook{background:#1877f2}.social-text{flex-direction:column;gap:2px;min-width:0;display:flex}.social-network{font-size:14px;font-weight:600}.social-handle{color:var(--muted);text-overflow:ellipsis;white-space:nowrap;font-size:12.5px;overflow:hidden}.social-arrow{color:var(--ink-muted);flex:0 0 18px;margin-left:auto}.social-arrow svg{width:18px;height:18px;display:block}.review-stars{color:#f5a623;gap:3px;margin:14px 0 0;display:flex}.review-stars svg{width:18px;height:18px;display:block}.review-cta{background:var(--primary);color:var(--primary-contrast);border-radius:10px;justify-content:center;align-items:center;gap:10px;margin-top:14px;padding:12px 16px;font-size:14.5px;font-weight:600;text-decoration:none;transition:background .15s;display:flex}.review-cta:hover{background:var(--primary-hover)}@media (max-width:900px){.app{grid-template-columns:minmax(0,1fr)}.app-nav{border-right:0;border-bottom:1px solid var(--border);gap:16px;height:auto;position:static}.nav-list{flex-direction:row;gap:6px;padding-bottom:4px;overflow-x:auto}.nav-item{white-space:nowrap}.nav-badge,.nav-foot{display:none}.app-topbar{padding:12px 20px}.app-content{padding:22px 20px 48px}.agency-grid{grid-template-columns:minmax(0,1fr)}.contact-row{grid-template-columns:minmax(0,1fr);gap:6px}}